Many people believe moving to the Lake Area is more expensive than other places in Missouri. However, that isn’t necessarily the case. The average home in Missouri costs just under $155,000. In Osage Beach, the average list price is $116,500. That’s quite a bit lower than the average price this time last year, which was $188,600. In Lake Ozark, though, the average list price IS higher than the state average at $179,900. That’s 31% lower than the average from last year, which was $262,500.