Premiums for Affordable Health Care, also known as Obamacare, will go up an average of 25% next year. This increase has an effect on more than just those who have health insurance through Obamacare, though. Gravois Fire Protection District Chief Ed Hancock says it’s having a major effect on his department’s insurance. Their medicine co-pays have increased for next year and they’ve been informed their plan will be non-existent after next December. He also says they can’t get estimates for a new plan from anyone this far ahead because of the market’s instability. Insurance makes up a major part of his department’s budget and, even though they received a 30% increase thanks to a tax levy that passed in August, they don’t know how they can set a budget without knowing these variables.