Missouri lawmakers are taking steps to protect the most strapped for cash strapped residents from going further into debt. Payday loan regulations have failed before but lawmakers are trying one again to get it done. A bill to restrict the industry is back on the table and is likely to be voted on in the house this week. The first cleared round one inthe house; it limits interest rates and loan roll-overs, which no other state but Missouri even allows. The second cuts rates even further to 36%, a move the loan industry calls detrimental. The payday loan companies claim 90% of their customers never see extreme interest rates because they pay back the loan within the allotted two week period.