Two St. Charles County developers have pleaded guilty to bank fraud charges. Thomas Colvin and Kristaq Gjordeni, who operated Englewood I Development LLC, obtained a $5.1 million loan from Sun Security Bank to get 45 acres and build 33 single-family lots at The Bluffs at Green Chutes. Colvin and Gjordeni began experiencing financial difficulties with their other projects and started using the Bluffs project loan to pay unrelated loans and personal expenses. By late 2007, almost all the money was gone and the Bluffs project still wasn’t finished. Federal prosecutors put the loss between $400,000 and $1-million.